McDowell Mountain Ranch - Scottsdale, AZ - Community Website and Real Estate Info

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Here at MMRTrailTalk.com, we are your single-source for North Scottsdale community real estate and relocation services. Teresa and her team of buyers' agents are regarded as the top providers of these services in the Valley of the Sun. mountain_2 Whether your move is temporary or permanent, our complete package of relocation services can make your transition an easy one.

Our professional services include: new home community resources, employment and affordability information, school information, area consulting and entertainment options. Teresa’s philosophy is to “provide service beyond expectations” and it's that attitude that supports each of our concierge services.

Teresa Atkinson’s 15+ years in the industry go a long way towards helping you find the right home. She has sold real estate in Washington DC area, Alaska, Tucson and now in Scottsdale since 2002. She brings that experience to the table when helping you in your search. Teresa is an avid tennis player and makes her home in McDowell Mountain Ranch.

To contact Teresa, you may reach her by phone at 1-877-235-7522 (toll free) or 480-235-7522 (cell phone), or use our contact form. For more information on McDowell Mountain Ranch homes for sale, and Scottsdale, Arizona activities, please fill out the online registration form. or our visit McDowell Mountain Ranch Sales & Rentals page.

RE/MAX Excalibur 8510 E Shea Rd #100 Scottsdale, AZ 85260 480-355-3500

Trends in buying and selling real estate

The Real Estate Journal

Condo-Hotel Buyers See Investments Sour
Many investors who purchased condo hotel rooms during the real-estate boom are wishing they hadn't. Some frustrated owners are bringing these projects to the attention of regulators.

Five Questions to Ask Before Remodeling
Before you redo your home make sure you know how big a renovation you can afford and how long you will remain in your residence.

Mortgage Relief Programs Aren't Helping Much
Up until now, state efforts to help distressed homeowners refinance have had negligible results. A new federal bill may give them additional tools.

Selling History By the Square Foot
In a backlash against vinyl-clad McMansions developers are creating communities with houses that look like they were built centuries ago, but with modern trappings.

FHA Loans Grow Costly As Banks Add Fees
Lenders that make loans insured by the Federal Housing Administration are adding costs and restrictions that make those mortgages more expensive for consumers and less widely available.

States Move Fast On Mortgage Aid
Local governments are acting more aggressively to help homeowners avoid foreclosure, frustrated by what they view as the federal government's inadequate response to the mortgage crisis.

Fine Tuning the Picture On the Foreclosure Mess
It's not always easy to get an accurate sense of how many foreclosures there actually are and which U.S. locales are the hardest hit. June Fletcher explains why.

Real Estate and Mortgage News

RealNews

Low rates could cut payment time in half
The Mortgage Bankers Association reported a large drop in mortgage applications last week, though the drop was driven heavily by a 48% drop in the interest rate sensitive refinance applications after mortgage rates broke their down trend the week before. Purchase applications fell 2.9%. Both the Mortgage Bankers Association and Freddie Mac reported [...]

New purchase applications up despite rate increase, trouble in refinances
The Mortgage Bankers Association reported a drop in refinance applications last week after Fixed Rate Mortgage (FRM) rates rose more than three-tenths of a percent and Freddie Mac’s Primary Mortgage Market Survey also showed an increase in rates, though only about half as large. The reports on Adjustable Rate Mortgage (ARM) rates were mixed. [...]

Record drop in home prices and consumer confidence at record low
S&P reported another big drop in its Case Shiller Home Price Index, which covers the top 20 metropolitan areas in the US and the Conference Board reported that US consumer confidence fell to a record low. 14 of the 20 cities indexed had annual declines of more than 10% from October 2007 to October [...]

Interest rates at 37-year low
Freddie Mac and the Mortgage Bankers Association are both reporting 30-year rates near 5% and 15-year Fixed Rate Mortgage (FRM) rates below 5% for a second week. Buyers have responded aggressively to the lower rates, with mortgage applications for home purchases up more than 10% last week. With prices dropping in both the existing home and [...]

Mortgage rates below 5%
The Mortgage Bankers Association and Freddie Mac both reported good news for those needing to refinance mortgages and those with resetting ARMs with the MBAA reporting an average 15-year Fixed Rate Mortgage (FRM) rate below 5% and Freddie Mac reporting a 1-year ARM rate below 5% and 15-year FRM rates below 5%. Even 30-year FRM [...]

Creative Financing: Help During the Housing Downturn
With home prices falling in many parts of the country, sales slower than normal in other parts and mortgage standards higher than any time since the late ’80s, buyers and sellers can both benefit from creative financing - owner finance, lease options, lesser known grant and loan programs, and more. Buyers stand to benefit [...]

Mortgage rates drop, housing news mixed this week
This week brought more muddled news for the housing market. Both Freddie Mac and the Mortgage Bankers Association reported drops in Fixed Rate Mortgage (FRM) rates and increases in Adjustable Rate Mortgage (ARM) rates this week. Last Friday, the Mortgage Bankers Assocation reported mortgage delinquency rates at an all time high, two days [...]

News for Homebuyers and Sellers

Inman News

Finding right 'square' for the job
Seven styles handle most do-it-yourself projects

Bond market to Obama: Wake up
Commentary: Government borrowing a threat to long-term rates

How do you spell 'recovery'?
Realtor Notebook

Zillow crunches new refi limits
6.6% of loans too deep underwater for Home Affordable refis

Title premiums down 25% in Q1
Decline less severe than last year

Mortgage rates retreat from highs
Rates down quarter percent from '09 peak

A stickier real estate Web site
Tech Tool Shed